The Government of Punjab has given two extra days to farmers to return the interest-free loan amount. If you are a farmer who used the Kisan Card to take a loan for farming, and you have not yet returned the money, now is your chance. This extension is a relief for many farmers who were worried because the due date was close, and they needed more time. The Punjab government is trying to help farmers stay eligible for future loans and support.
What is the Kisan Card?
The Kisan Card is a special card for farmers in Punjab. It was launched by the Government of Punjab to provide easy, interest-free loans to help them buy seeds, fertilizers, and other farming tools.
With the Kisan Card, a farmer can get up to Rs. 150,000 without any interest. The loan is meant to support small and poor farmers so they can grow their crops properly and improve their income.
| Detail | Information |
|---|---|
| Last Date to Repay | Extended by 2 more days |
| Type of Loan | Interest-Free Loan on Kisan Card |
| Maximum Loan Amount | Up to Rs. 150,000 |
| How to Repay | Visit bank & deposit the loan amount |
2-Day Extension for Loan Repayment
Farmers were given a final date to repay the loan taken through the Kisan Card. However, many farmers were not able to return the full amount due to harsh weather, crop delays, or financial problems.
That is why the Punjab Government has now allowed 2 more days so that farmers can repay the interest-free loan and stay eligible for the next round of Kisan Card loans.
Why Is It Important to Repay?
Repaying the loan is very important for the following reasons:
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✅ You will be able to get a new loan next season
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✅ Your Kisan Card will remain active
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✅ You will avoid any penalties or blocks
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✅ You can continue to get benefits from government support programs
Who Should Repay?
The loan repayment is for all farmers who:
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Took an interest-free loan using the Kisan Card
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Have not yet returned the full amount
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Want to continue using the Kisan Card in the next season
If you are one of these farmers, you should repay the loan within the new 2-day deadline.
How to Return the Loan
Repaying the Kisan Card loan is easy and simple. Here’s what you need to do:
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Visit your bank branch where you got the loan
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Ask for the payment slip or repayment form
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Deposit the full loan amount you took on your Kisan Card
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Get a receipt and make sure your payment is recorded
This will clear your record and activate your eligibility for future loans.
What Happens If You Don’t Repay?
If you do not return the loan even after the extension:
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Your Kisan Card will be blocked
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You will not get new loans in the future
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You may be added to a defaulter list
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It may affect your eligibility for government schemes
The government is trying to help, but also expects that those who used the money will repay it on time.
Government’s Message to Farmers
The government of Punjab said that farmers are the backbone of the country. This 2-day extension is to support them, not to pressure them. But it is important that farmers use this chance and return the money quickly.
This will keep the Kisan Card project strong and allow new farmers to also get loans in the future.
Farmers’ Response
Many farmers have welcomed this decision. They said that this short extension gives them time to arrange money and save their Kisan Card status. Farmers are now visiting banks to clear their loans.
Conclusion
The Kisan Card Interest-Free Loan is a helpful scheme for farmers in Punjab. Many used the card to buy seeds and fertilizers. Now that the repayment time has come, the government has given 2 more days to return the loan. If you are a farmer who has not yet returned the amount, please use this golden chance to repay it. This will help you stay part of the Kisan Card program and get more loans in the future.
(FAQs)
What is the new deadline to repay the Kisan Card loan?
The Punjab government has given 2 extra days to repay the loan. You should check your bank or local agriculture office for the exact last date.
Where should I go to repay the loan?
Visit the same bank branch where you got the loan. They will help you with the payment process.
What happens if I don’t repay the loan?
Your Kisan Card will be blocked, and you will not be able to get future loans or benefits.
Can I repay only part of the loan?
No. You must repay the full loan amount to stay eligible for the next season’s interest-free loan.